 - How Experts Can Help Close the Gap in Today’s Homeownership Rate - As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s an im 
 - The Top Reasons for Selling Your House - Many of today’s homeowners bought or refinanced their homes during the pandemic when mortgage rates were at history-making lows. Since rates doubled in 2022, some of those homeowners put their plans to move on hold, not wanting to lose the low mortgage rate they have on their current house. And whi 
![You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC],kcm crew](https://blog.chime.me/www-danielripper-com/wp-content/uploads/sites/1889/2023/02/You-May-Not-Need-As-Much-As-You-Think-For-Your-Down-Payment-KCM-Share-1.png) - You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] - Some Highlights Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5 
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